Jan 02, 2019 These days there’s no shortage of tools to manage your money. And if you’re trying to stay on top of your finances, you’ll definitely want to use a money management app. In this roundup post, we’ll go over our top picks for the best free tools to tend to your moola, and what we love about them.
Personal Finance Software refers to a financial tool that enables you to prepare a budget, track your expenses, and check your overall finances.
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YOUNEEDABUDGET
YNAB. Personal Budgeting Software for Windows, Mac, iOS and Android. You Need a Budget combines easy software with Four Simple Rules to help you quickly gain control of your money, get out of debt, and save more money faster!
MONEYSPIRE
Easy and powerful budgeting and personal finance software that helps you manage your accounts, bills, budget and more. Organize your money now with Moneyspire!
MONEYSPIRE
POCKETSMITH
PocketSmith – Smart budgeting & personal finance software. Manage your budget and forecast your finances with PocketSmith, the best personal finance software on the web. Connect to your bank accounts securely.
BUXFER
Online money management software for personal finance, account aggregation, budgeting, bill reminders and forecasting. Also useful for splitting rent, grocery, restaurant bills and IOUs with friends and roommates.
BUXFER
DEBITANDCREDITAPP
Debit & Credit – Personal finance for iOS, Mac and Apple Watch. Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you.
IBEARMONEY
Money for iPad – Ultimate Personal Finance. Plan your income and expenses using detailed categories and input data when you actually spend money. Once you analyze the difference between real and budgeted expenditures, you’ll find ways to save more.
IBEARMONEY
MONEYDANCE
Moneydance is a powerful yet easy to use personal finance app for Mac, Windows, Linux, iPhone and iPad. With online banking, online bill payment, investment management and budgeting, Moneydance provides all the features of Quicken plus benefits such as ease of use and no sunsetting of features.
IGGSOFTWARE
Mac Finance Software – Banktivity Personal Finance by IGG Software. Banktivity 6 is here! Over 100 enhancements and new features. 30 day free trial and backed by our 90 day guarantee. Save time & money.
IGGSOFTWARE
SYNIUMSOFTWARE
iFinance 4 features Mac and the iOS version providing you with a full-fledged finance application that also works seamlessly with its cross-platform counterpart.
QUICKEN
Personal Finance, Money Management & Budgeting. Whether you want to stay on budget or on top of your investments, Quicken makes managing money a snap with simple, powerful tools for every step in your life.
QUICKEN
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A man earns money to satisfy his needs. He can buy products and services by paying adequately. But, sometimes it may so happen that he spends too much on unnecessary products. Unnecessary here means things that may not be required at all at that point of time. These things can be either postponed to be bought at some later date or not bought at all. And we also know the fact that the resources are limited and there is a need of ‘Prioritization’. Commonly, it is called as managing expenses or managing money. And in a more technical term, it is known as ‘Money Management’. ‘Money Management’ is all about control. How much will you spend? How much will you save? Where to invest? Which investment can yield best result? There are incomings and there are outgoings, and then we have something called as Balance. And this is specifically difficult to manage. Warren Buffet does have amazing tips on this part for sure.
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Technologies undoubtedly have made lives easy. And there are softwares in the market that help you in managing your expenses. Yes, you read it right. These ‘Money Management’ softwares help you in organizing your cash-flow in a better way. Softwares which help you in planning your finances and that have a systematic approach. Some Softwares are capable of analyzing your spending pattern and give you inputs by a drawing out charts. While some softwares let you set alerts and reminders about invoices and bills to be paid. There are powerful softwares available in the market which can let you forecast future trends based on the current patterns. One should carefully pick softwares based on his requirements, as the complexity of the softwares may vary.
Also read: – Top Free Online Invoice maker tools
Now, let us dig deeper into this by discussing specifically the Money Management Softwares available for Windows.
Mint
Mint is one of the best personal money management apps all out there. it currently has more than 10 million users on its platform. With Mint you can Create budgets and See all your bills and money together so that you can easily figure out your due bills and the bill amount as well as the finance left in your bank account. users also Receive alerts for unusual account charges which is deflected from the normal to detect financial fraud easily, and get tips for money saving. You can also get your free credit score with mint.
Quicken
Now, Quicken is some serious software for people who would want to go one level further in using Money Management software. This software is basically designed to handle more complexity. It not only does track transactions but also help in keeping a tab on loans borrowed, retirement plans and other complicated budgeting options. There is a space for a lot of customization to happen with Quicken Deluxe. Quicken Deluxe 2015 has more advanced budgeting options as compared to its previous versions. Quicken also has a mobile version available for mobile users. Quicken also comes with 3 different versions, each version is developed to focus on its special characteristics. For example, the Quicken Basic version focuses more on working on the budget and categorizing the expenses. Quicken Basics is priced around $30. The Quicken Deluxe version focuses on managing the financial accounts and reducing the debt and cutting down the costs. Quicken Deluxe is priced around $65. While Quicken Premier is the most advanced version of all the versions. Quicken Premier focuses mainly on ‘investment’ part, as to how to maximize them. Quicken Advanced is priced around $95.
Best Money Management Software For Mac
The loan feature in the Quicken can give you an idea about the relation between interest rates, EMIs and Principal amount.
Download link:- http://www.quicken.com
Moneydance
Moneydance is software that allows you to record your transaction according to categories. Initially, you need to set an account with Moneydance. Post this, you can always choose to categorize your expenditures and incomes. Once you are done, Moneydance quickly analyzes your pattern and does all the classification all by itself. This software also helps in making budgets. Budgets either can be made entirely from the beginning or past data can be used to make a new fresh budget. Another common feature is being able to set up reminders on the calendar. One can also manage investments and monitor Exchange rates on Moneydance. It is important to check if all the financial institutions are listed so that transactions can be downloaded. Some institutions charge you a fee to do that. The software has good features and it can be improved further if made more user-friendly and by making it more compatible in terms of appearance and software support.
